Terms of Service

Last updated: October 26, 2026

1. Acceptance of terms

By using tomboyd.org, operated by Tom and Cindy Boyd of Boyd Financial Group LLC, you agree to these terms. If you do not agree, please do not use this website.

2. What this website is

This website provides information about the services Tom and Cindy Boyd offer, including independent health insurance brokerage, real estate services, investments guidance, coaching and pastoral care, and lets you contact us. Nothing on this website is a binding offer, and the content is general information, not legal, tax, medical or investment advice.

3. Insurance disclosure

We do not offer every plan available in your area. Any insurance information we provide is limited to the plans that we offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options. Plan availability, benefits and prices come from the insurance carriers and can change.

4. Using the website

You agree to give accurate information when you contact us, to use this website only for lawful purposes, and not to attempt to disrupt, copy at scale or gain unauthorized access to the site or its forms.

5. Content and ownership

The text, images and logos on this website belong to their owners and may not be reused without permission, except for sharing a link to a page.

6. Third-party links

This website links to other websites that we do not control. We are not responsible for their content or practices.

7. Disclaimer of warranties

This website is provided “as is” and “as available.” We make no warranties of any kind, express or implied, about its operation, availability or the information on it.

8. Limitation of liability

To the fullest extent permitted by law, Boyd Financial Group LLC and Tom and Cindy Boyd are not liable for any indirect or consequential damages arising from your use of this website.

9. Privacy

How we handle information you send us is described in our Privacy Policy.

10. Changes to these terms

We may update these terms from time to time. The “Last updated” date at the top of this page shows when they last changed. Continued use of the website means you accept the updated terms.

11. Contact us

Boyd Financial Group LLC, phone 678-404-2693, or use our contact page.